In today’s fast-paced financial world, staying on top of your investments and overall net worth has never been more important. Whether you’re a seasoned investor or just starting your journey in personal finance, having the right tools at your fingertips can make all the difference. Thankfully, there are numerous apps that help track investments, analyze portfolios, and calculate your net worth—all in one place.
In this blog post, we’ll explore some of the best apps to track your investments and net worth, highlighting their features, pros, cons, and who they’re best suited for.
Why Track Your Investments and Net Worth?
Before we dive into the apps, it’s essential to understand why this matters.
Tracking your investments helps you:
- Understand your financial growth
- Monitor performance across different asset classes
- Stay aligned with your goals
- Make smarter financial decisions
Tracking your net worth (assets – liabilities) gives you a true picture of your financial health. It’s like your financial scorecard—helping you know where you stand and what needs improvement.
Best Apps for Tracking Investments and Net Worth
1. INDmoney (India-Focused)
Best for: Indian investors who want an all-in-one dashboard
INDmoney is a popular app in India that tracks stocks, mutual funds, fixed deposits, EPF, PPF, and even US stocks. You can link your email and accounts to auto-track your investments and liabilities.
Features:
- Automatically fetches investment data
- Tracks net worth with real-time updates
- Provides insights and recommendations
- Offers US stock investments and digital gold
Pros:
- Auto-tracking with no manual entry
- Clean interface
- Tax report generation
Cons:
- Some features require premium subscription
2. Groww
Best for: Beginners looking to invest and track in one place
Groww started as a mutual fund platform and expanded into stocks, FDs, US stocks, and ETFs. While it’s primarily a trading/investment platform, it also shows your portfolio and returns clearly.
Features:
- Easy to track performance of all investments
- Shows detailed returns (XIRR, CAGR)
- Portfolio rebalancing suggestions
Pros:
- User-friendly interface
- In-app investing and tracking
Cons:
- No net worth tracking across external assets
3. Moneycontrol Portfolio
Best for: Serious stock market enthusiasts in India
Moneycontrol’s Portfolio feature lets you track stocks, mutual funds, ULIPs, and more. While it lacks modern design, it’s highly functional for those who follow markets closely.
Features:
- Detailed investment breakdown
- Real-time stock market data
- News + analysis integration
Pros:
- Trusted by Indian market followers
- Extensive coverage
Cons:
- UI feels a bit outdated
- No auto-sync
4. Personal Capital (Now Empower – U.S. Users)
Best for: U.S.-based users who want comprehensive net worth tracking
Personal Capital (now known as Empower) is a powerhouse when it comes to net worth and investment tracking. It lets you link all your accounts—banking, credit cards, loans, investments, retirement accounts—for a 360-degree view of your finances.
Features:
- Real-time net worth tracking
- Fee analyzer and retirement planner
- Investment performance metrics
Pros:
- Professional-grade dashboards
- Excellent for long-term wealth planning
Cons:
- Available only for U.S. users
5. Coin by Zerodha
Best for: Mutual fund investors in India
Coin by Zerodha is perfect for mutual fund investors. Though it doesn’t track other assets or liabilities, it gives a crystal-clear view of your mutual fund portfolio.
Features:
- Tracks returns, performance, and fund health
- Supports direct mutual fund investments (zero commission)
- Simple UI with Zerodha ecosystem integration
Pros:
- No commission
- Clean portfolio reports
Cons:
- Doesn’t support external MF imports
- No net worth feature
6. Kubera (Global Option)
Best for: High-net-worth individuals or global investors
Kubera is a premium platform to track every kind of asset—from stocks and crypto to real estate, cars, and even collectibles. It’s ideal for users who want a single place for all wealth records.
Features:
- Tracks global bank accounts, stocks, crypto, real estate, and more
- Calculates net worth in real time
- Secure and private
Pros:
- Beautiful UI
- Very comprehensive
Cons:
- Paid subscription model (starting around $150/year)
- May be overkill for casual users
Comparison at a Glance
| App Name | Auto-Sync | Net Worth Tracking | Free/Paid | Best For |
|---|---|---|---|---|
| INDmoney | Yes | Yes | Free + Paid | Indian investors |
| Groww | No | No | Free | Beginner investors |
| Moneycontrol | No | No | Free | Market-savvy users |
| Personal Capital | Yes | Yes | Free | U.S.-based investors |
| Coin by Zerodha | No | No | Free | Mutual fund investors |
| Kubera | Yes | Yes | Paid | Global/high-net-worth users |
Conclusion
Whether you’re investing ₹1,000 or ₹1 crore, tracking your investments and net worth helps you build real wealth over time. Choosing the right app depends on your needs:
- Want an Indian all-in-one tool? Go for INDmoney
- Prefer easy investing + tracking? Try Groww
- Live in the U.S.? Check out Empower (Personal Capital)
- Want ultra-detailed tracking? Invest in Kubera
Remember, what gets measured, gets managed. Use these tools to take control of your financial journey today.